Editor's Thoughts.

So yesterday’s newsletter was written by AI. But if it had been me, I would’ve pointed to the unemployment figures released on Tuesday and echo’d a colleague’s comments that we can’t move the 6% “people can retire comfortably” dial meaningfully until we (South Africa) sort out our unemployment and growth issues. How do we do that? I’m not sure. But if the gambling industry can unlock an R80 billion discretionary spend, I think a good place to start is by asking the right questions.

Asking the right questions (or as the industry likes to call it: due diligence), is the most important action of a decision maker.

Today’s episode of The Art of Manager Fusion, with Julie Govender (Alexforbes Investments), unpacks hidden risks – often overlooked because of our penchant for peformance. Asking about operational failures, governance and controls is not being annoying (or looking like you didn’t complete the Trustee Toolkit), it is fulfilling a duty of care.

I bet asking the right questions is something that the fund referred to in today’s article from Lebogang Mogashoa (Pension Funds Adjudicator), regret not taking the time to do. Assumptions are expensive, it seems.

The same applies to medical cover. As James White (Turnberry) points out: co-payments, limits and specialist shortfalls means knowing what questions to ask before a bill arrives. Which is exactly what our series, Health Hack SA, kindly sponsored by Momentum Health, drops right in your lap.

And Lize de la Harpe (Sanlam) tells us about some tax changes.

After yesterday’s climate change webinar, it seems asking the right questions may even be a matter of life and death.

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