Editor's Thoughts.

This year’s Sanlam Benchmark Survey (on our Publications Podium) shows that most employers now want fully integrated health, group risk and retirement solutions. This needs both the retail and group advisor to be able to talk (and think) wider – to be able to add richness and holistic context to their advice. The same survey also surfaced that medical and health benefits are hugely important to South Africans. Yet, if you listen to friends, colleagues (and my own annual option angst), it’s hard to make sense of medical aid, gap cover and insurance choices. And it’s frustrating to pay monthly premiums and still be left paying at the doctor or pharmacy counter.

That’s why today EBnet launches our new podcast series Health Hack SA, thanks to the support and sponsorship of Momentum Health. Over this 12 episode series, we will unpack and simplify your and your client’s options when it comes to medical and health cover. In today’s episode we create the context by sketching the South African healthcare landscape and touching on some of the issues we will be deep diving over the coming months. Please don’t keep this gem to yourself, share it with your family and friends share it with family and friends so they can make their next option decision with confidence.

On the news front, what on earth is happening with my AI ETF? I was happily cruising enjoying phenomenal returns and now … not so much. Maybe Reza Hendrickse’s (PPS Investments) Q2 review can shed some light - AI is still a thing, right? (Prescient Securities) And it’s not oil! Watching my own reactions to this rollercoaster of an investment market, I’m really starting to appreciate how strong the behavioural pulls are despite best advice (PSG Wealth).

Finally, Mike van der Westhuizen (CAM Asset Management) shares his views on the likely MPC decision this Thursday.

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