Editor's Thoughts.

Retirement readiness is improving. But is retirement confidence?

In her article today, Vickie Lange shares Alexforbes’ latest member insights. I’ll spoil it for you: the proportion of contributing members on track to replace at least 75% of their final pensionable salary has risen from 6% to 10%. Progress, sure, but no standing ovation just yet … 9 out of 10 still fall short.

Meanwhile for us over 50’s, according to Michelle Acton (Old Mutual), only 23% believe our savings will be enough. And 4 out of 10 now have supplementary income streams. For many, retirement is becoming less about stopping work and more about finding other ways to earn.

So, how do we strengthen the investment side of that equation?

Dirk Jooste (PSG Asset Management) proposes a closer inspection of diversification. A balanced fund label doesn’t guarantee that its underlying investments will provide the protection we expect as market conditions change.

That opens the door to today’s episode of The Art of Manager Fusion. Private markets can sound like another language. Illiquidity means money may be tied up for years. Valuation lag means reported values can trail changing conditions. Access depends on suitable structures, expertise and manager selection. These aren’t small details.

But when one of the key themes of 2026 has been concentration (both in the investment sense and in the race for your attention) could private markets be a bigger part of retirement investing’s future? They offer access to businesses, assets and strategies unavailable on listed markets, potentially broadening diversification and matching long-term investment horizons. Evolutionary, some might say.

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