Editor's Thoughts.

Younger investors are driving (demanding?) change. They think very differently to those who have designed the majority of products and advice models out there, according to Adriaan Pask (PSG Wealth). And they’re influenced by a far wider group of voices than generations before. Now let’s just remind ourselves that, in South Africa and around the world, this idea of planning financially for your retirement years is a relatively new concept. The Pension Funds Act in SA is only 70 years old – that’s younger than my parents! So if you think about it, I’m really only the second generation to retire under this regime. Difficult to be absolutely sure we’re doing it right!

So, where am I going with this?

Let’s not for one minute think that we have all the answers. We haven’t even thought of all the questions. And, as Cuma Dube (Krutham) says in today’s episode of Industry Insights, “Look at the scenarios – both the opportunities and the risks, and then position your portfolios accordingly.” This conversation with Cuma is the first in a series where we unpack the findings of the recent PRI/Krutham Responsible Investment in South Africa report.

Maybe it’s gendered too? If men and women drive differently, does that mean they invest differently? (Momentum Savings). Register here for our Women’s Day webinar next week Tuesday, 25 August at 9am, as we surface some potentially uncomfortable conversations we should be having.

Mmm, and AI is being trained on current day knowledge as ultimate truth. What could go wrong?

Truth be told, confidence is misplaced and unearned when you’re only the second generation to retire in this system. And when you’re winging it, perhaps better to listen to all the voices.

And really now, should I have invested in gold? Should I still? (Simeka)

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