Editor's Thoughts.

You can outsource a service, but you cannot outsource accountability. That’s the message running through today’s news: policies, frameworks and benefits matter, but what counts is how they work for the people who depend on them.

Bianca Bekker (ICTS Legal Services) shares practical insights from yesterday’s FSCA webinar on cybersecurity and cyber resilience. The FSCA’s message to retirement fund boards is clear: Trustees need to interrogate service provider assurances, establish clear incident notification timelines and rehearse what happens when things go wrong. Having a policy is not the same as being prepared.

Belinda Sullivan (Alexforbes) brings a complementary perspective through the 2026 Marsh CFA Institute Global Pension Index. South Africa’s governance and regulatory framework remain relative strengths, but retaining our C grade is hardly a reason for celebration. Strong governance must translate into better retirement outcomes. Two-pot will do some of the heavy lifting needed but we need to get our heads around wider coverage.

Healthcare benefits call for the same practical thinking. In today’s episode of Industry Insights, Jacqui Nel (Aon) joins us to discuss what to consider when making your 2027 medical aid plan choice. We also explore the employer’s side of the equation: how to design sustainable healthcare benefits that support employees’ needs while remaining affordable over time.

Meanwhile, Mag 7 reporting season is in full swing, and so is the EBnet Evolutionaries Conference. This morning at 9am we have a live discussion on AI – The Good, the Bad, and the Accountability, with Khadeeja Bassier, Global Chief Operating Officer at Ninety One. Please make sure you’re in the conference a few minutes before start time and click to join the live event. And before you leave, don’t forget to vote for your favourite Evolutionary in each of the four categories.

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