Editor's Thoughts.

Many of you may be contemplating work after retirement - whether for purpose, income or a new venture. Mia de Jager’s (Adams & Adams) article offers a caution: retirement is not always a clean contractual break. A reasonable restraint of trade may still be enforceable afterwards, so understand its scope before you make your plan.

Yesterday’s unemployment report adds urgency to every conversation about opportunity, investment and growth. As Stats SA put it, “We have effectively reached the five-million mark for unemployed youth aged 15–34.” The jobless rate climbed to 33.6%, with 8.5 million people unemployed.

Our contributors bring practical perspective. Izak Odendaal (Symmetry) explains why credible inflation control matters for confidence, asset valuations and eventual lower interest rates. Niki Giles (Prescient Fund Services) explores how accessible, low-cost ETFs can help women build financial independence one contribution at a time. Julie Macleod (Foord) looks beyond the inheritance itself, urging families to equip the next generation to steward wealth with patience and purpose.

And then there is today’s Industry Insights episode on Gen AI, Gender & Bias, with the team at Cliffe Dekker Hofmeyr. If using AI can feel like cheating, perhaps it is time to retire that idea too: the real test is using a powerful tool thoughtfully, critically and fairly.

PS This commentary was written by AI. How do you feel about that? I definitely feel like I’m cheating!

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