2-Pots is coming.
Will you be ready?

Editor’s Thoughts.

 

Last week one of our regular readers wrote to me to share his opinion that the industry may not be spending enough time considering the downside of the new two-pot system, or at the very least, presenting a balanced view thereof. Depending on how old they are, or more specifically, how close they are to retirement, a member who accesses their savings now could have a significant impact on their future retirement benefits – in the tax they will pay plus the losing out of the magic that is compound interest for the balance of the period.

I also haven’t seen a lot of communication out there on the impact of two-pot on a member’s holistic financial plan. One of my Top Picks today is Pieter Koekemoer’s article on how the new regime affects your retirement annuity – providing a glimpse into the impact of two-pot on what we as the industry refer to as retail savings. A retirement fund member can no longer be seen simply in one dimension. Behind each individual record on your admin system is a complicated, unique financial story.  Who’s taking the time to read it?

PS If you’re tired of hearing about two-pot, join the EBnet Live Event on Tuesday at 4pm. M&G Investments and Aluwani Capital Partners will discuss the impact of the GNU on South Africa’s markets.

Send your articles and content (max 800 words) to the Editor. If you are an independent contributor, your content will be shared as an EBnet Independent Opinion.

Editor’s Live Updates.

The Editor attends many industry conferences and will keep you updated from these live, as they unfold.

The next event is the EBnet webinar on 16 July at 4pm, where M&G Investments and Aluwani Capital Partners will be discussing the Impact of the new government on SA’s economy.

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