Editor's Thoughts.

Over the past year, we’ve seen your ideas, products and innovations that makes life better for your employees, members and investors. And we want to profile and celebrate those. The EBnet Evolutionary Awards are open for entry.  Before you think innovation means a shiny app or expensive complicated technology or a total business overhaul. Think again. Sometimes it’s simply explaining something so clearly that someone finally takes action.

Today’s articles offer inspiration. Lushan Sundram (Essential Employee Benefits) challenges benefits designed around assumptions, calling for anonymous workforce insights that protect privacy. Ahead of this week’s ASSA Conference, Johan Kriek (Quantum Leap) wants living annuities supported by proper governance, so retirement choice remains a right, not a full-time job. And Ian Jacobsohn, one of our independent contributors, supports my view that that complaints are intelligence to learn from, not tickets to close. We can learn a lot from what our clients are frustrated with.

That’s Evolutionary thinking: challenging the same-same ways of doing things and turning improvements into meaningful outcomes. And with tonight’s hefty petrol price increase, making each rand work harder feels especially relevant at this moment in time.

On today’s Living Markets with Liberty, Avi has less cheerful market news but hasn’t misplaced his optimism. The Controversial Question tackles fees: too high, charged correctly, and what should trustees question about costs and investment choices?

If your innovation helps answer those questions, enter the Evolutionary Awards. Let’s celebrate progress that people can actually feel.

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