Aiming to preserve 27 000 South African jobs - 5 Insights into Sanlam’s Investors’ Legacy range Cape Town, 30 July 2020: As South Africa’s unemployment rate rises past 30%, the country is reaching breaking point, and Sanlam Investments is calling on all those who can help to do so, urgently. Last month, Sanlam Investments launched the Investor’s Legacy range with the specific objective of preserving South African jobs. The response from investors across South Africa has been

Q&A with Schroders fund managers about why not all multi-asset strategies are well suited to navigating our current uncertain and volatile environment, and a 60/40 approach may just not cut it anymore While no one can predict the future with any certainty, there are features of today’s investment environment that we see as becoming important drivers of future returns. These are our “inescapable investment truths”; a combination of global economic and disruptive forces that we

Coming to terms with getting retrenched will never be easy. And as thousands of people are being retrenched this year across companies and industries, it is fast becoming a reality in many households in South Africa. Once you’ve recovered from the initial shock of being informed of the retrenchment, there are some key details that will have profound financial implications and that you cannot afford to overlook as you undergo one of the toughest processes in your working caree

The labour court has been busy lately with numerous cases being battled out as many employers try to enforce a no-work-no-pay principle during lockdown in an effort to alleviate some cost pressures. Momentum Corporate reported that up to 25% of its employer client base have asked for some form of relief in terms of premiums and retirement contributions. But the insurer is concerned that there could be a looming influx of unfounded disability claims especially where employees

The importance of human emotions in investment decision-making is firmly established. As investment professionals, we are witness to its impact on a daily basis when dealing with clients. It is often said that the drivers of stock market returns are fear and greed, and at no time more so than in the current environment. The pandemic has created turmoil, not only by disrupting our own daily routines, but also that of whole economies. After a precipitous initial market plunge,

Following the 2020 global Coronavirus pandemic, the ability to operate in a safe and clean working environment is one of the primary challenges in operations and maintenance. The post-COVID context is redefining what it means, exactly, to be “safe and clean.” This new normal means organisations and businesses must evolve and adjust to meet increasing regulatory scrutiny and a heightened focus on clean practices. However fluid the current situation and regardless of the existe

Dementia is a major threat to all pensioners. And then we have Covid-19 pandemic, which is a particular threat to the elderly, and all the other health issues that inflict the aged. It is important that this column is read by both parents and their children. The problems of dementia, including Alzheimer’s disease, are: Costs: The treatment of serious illnesses, including dementia, can be long and drawn out, costing a lot of money. Frail care can cost up to R40,000 a month, in

If it sounds too good to be true, you can safely assume that it probably is, says Leon Campher, CEO of the Association for Savings and Investment South Africa (ASISA). Campher says while there will always be fraudsters devising schemes to trick unsuspecting members of the public out of their hard-earned cash, plying their trade becomes easier during tough economic times. “Never before have so many South Africans faced financial hardship on such a widespread scale and desperat