In these financially trying times when many people are retiring or being offered early retirement, investors are faced with financial choices that could affect them quite significantly during their retirement. It’s reasonable that as an investor, you are looking for certainty regarding your future income. You’ve worked hard for your retirement savings. You want peace of mind knowing that you have a sustainable retirement income and that you could leave some capital for your

Over the past few months, the epicentre of the COVID-19 outbreak has shifted. In the early days, governments around the world hoped that by acting decisively, the outbreak could be put behind us swiftly. This has not proven to be the case and the disease has shown itself to be a truly global pandemic. The implications are severe, and likely to endure way beyond what was initially hoped. Shelter-in-place and lockdown measures aimed at containment have decimated economic activi

Not only will we have to adapt to life after the pandemic, we will also have to adapt to new-look offices and workspaces. Here, three experts reveal what’s on their minds. Leaders across industries are rethinking work environments to mitigate the threat of Covid-19. At this stage, nobody knows when, or if, workers will move back into traditional workplaces, but what’s undisputed is that things will be different when they do. ‘It is an opportunity for employers to invest in em

There has been a major shift in the retirement fund industry from private standalone funds to multi-employer commercial umbrella funds. This is definitely not news to anyone even remotely involved with the industry, but is it the right decision to follow the herd? The Financial Sector Conduct Authority (FSCA) is actively driving the reduction of the number of active funds to about 200, with the two main reason being consolidation and costs. The idea is to have a few large umb

Phenomenal women have achieved incredible success across all disciplines in the last few decades. Yet opportunities for women in respect of financial education and employment remain unequal. This Women’s month and in the months ahead, women need to empower themselves and take ownership of their financial destinies says Shaeera Essop, Strategic Client Engagement Manager at Momentum Corporate, as she shares some practical steps to achieve this. “There is still a persistent gap

On 20 August 2020, the Minister of Employment and Labour in South Africa published the Draft Code of Good Practice on the Prevention and Elimination of Violence and Harassment in the World of Work (Draft Code), for public comment. This Draft Code has been guided by various conventions adopted by the International Labour Organisation, including the recent convention and recommendation on eliminating and preventing Violence and Harassment in the World of Work (Convention 190, 2

If there’s one thing women don’t talk enough about, it’s money. Why is it that women seldom talk about money? Or our ‘next big investment’ ? Sales, yes. Investments, I can’t recall. Maybe it’s because we were brought up to think it’s impolite to discuss it, or because we don’t have the confidence to bring it up. It could even be that for many we’re so focused on other people’s day-to-day welfare - parents, siblings, spouses or children – and careers, that we don’t have the ti

Between January and December 2019, women made up just below R1.3bn (28%) of Momentum’s claims with cancer and mental health related claims remaining among the main concerns. A quarter of all female cancer deaths are from breast cancer According to Jenny Ingram, Head of Product Development for Momentum Myriad, death claims made up the largest majority of Momentum claims in 2019 at a staggering R3.3bn. Although 30% of the number of death claims were for women, the rand amount o