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As a central knowledge portal to the retirement and related industries, EBnet publishes a range of daily articles submitted by a range of industry organisations, experts and contributors. Readers can also comment on and contribute to articles.

There are several benefits to having a Personal Financial Plan not limited to - and including that it enables you to save for both the unforeseen and the long term; gives you the financial confidence to achieve short and long-term goals; helps you to ensure a better quality of life; enables you to achieve your financial dreams and goals and it could even help you settle debt faster.

In order to create a personal financial plan, we recommend you set financial goals in three sections namely: short term goals, which can be accomplished in five years or less such as saving for an overseas holiday....

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