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As a central knowledge portal to the retirement and related industries, EBnet publishes a range of daily articles submitted by a range of industry organisations, experts and contributors. Readers can also comment on and contribute to articles.

If statistics are anything to go by, many South Africans delay saving for retirement. When we are young, retirement seems just a speck in the future, and other life expenses and events distract us. 

While the best course of action is starting as early as possible and saving for as long as possible, there are still options available to you if you find your retirement is suddenly around the corner and you realise you haven’t saved enough. “It is never too late to play retirement catch-up,” says Jac de Wet, Head of Sales at PSG Wealth. “However, you need to be realistic and understand the trade-of...

Six steps to reaching 6% status

To be part of the 6% of South Africans able to retire comfortably, you need to actively plan for a better retirement. Apart from starting as early as possible, Jac de Wet, National Head of Sales at PSG Wealth says there are six steps you can follow to maximise your retirement savings, giving you a better chance of ending up on the right side of the statistics. 

1. Save more

Cutting back on expenses by making small adjustments to your standard of living could allow you to add more to your retirement each month. “Increase your retirement annuity by R1 000 per month b...

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