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As a central knowledge portal to the retirement and related industries, EBnet publishes a range of daily articles submitted by a range of industry organisations, experts and contributors. Readers can also comment on and contribute to articles.

The retirement industry has seen a number of important shifts over the past few decades, with the shift from DB pension funds to DC provident funds most probably having the biggest impact. The current shift is a shift to commercial umbrella funds. The Financial Sector Conduct Authority (FSCA) is committed to the consolidation of retirement funds and the majority of small, medium and increasingly large employers have transferred to, or are in the process of transferring to, commercial umbrella funds (for all the right reasons). However, there is currently no clear supportive umbrella fund legis...

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