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As a central knowledge portal to the retirement and related industries, EBnet publishes a range of daily articles submitted by a range of industry organisations, experts and contributors. Readers can also comment on and contribute to articles.

“It’s no secret that people need to save more, but there is a disconnect between the ’now’ and their future senior selves which prevents them from taking steps to do this,” says Vickie Lange.

Most working South Africans rely on the money saved in their employer’s retirement fund to provide them with an income in retirement. For many people, these are their only formal savings but too often, this money is not enough to sustain them in retirement.

Alexander Forbes Member Watch, an unrivalled analysis of over one million retirement fund members’ behaviours and retirement outcomes, has found that mo...

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