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As a central knowledge portal to the retirement and related industries, EBnet publishes a range of daily articles submitted by a range of industry organisations, experts and contributors. Readers can also comment on and contribute to articles.

Many people do not realise the value that a healthcare adviser can add to their lives when it comes to making the right choices regarding their medical scheme.

In the past, the term medical scheme broker was commonly used, but as more alternative healthcare products have become available, the term healthcare adviser has become preferable as the service offered extends beyond pure medical scheme advice - although this remains an important part of any healthcare solution.

What should a healthcare adviser be doing for you?

Most medical schemes announce their changes for the following calendar year f...

Many medical aid members find it hard to understand their benefits and how best to use them.

For this reason, trying to compare options and schemes can be virtually impossible for the layman. Knowing a little more about how schemes operate could help you make an informed choice about which option is most appropriate for you and your family.

Coastal Head of Healthcare for Alexander Forbes Health, Victor Crouser, said the terminology used in medical scheme brochures was often confusing. Crouser has the following tips to help members navigate their way through medical aid territory:

  1. The Law - Me...

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