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As a central knowledge portal to the retirement and related industries, EBnet publishes a range of daily articles submitted by a range of industry organisations, experts and contributors. Readers can also comment on and contribute to articles.

The Chinese government has announced that the country's internet population has just passed a major milestone. 802 million people are now actively using the internet in China, 57 percent of the population, according to the China Internet Network Information Center (CNNIC) which is a part of the Ministry of Industry and Education. By way of comparison, the United States has an estimated 300 million internet users. 

Interestingly, 788 million people are mobile users, 98 percent of the country's user base. That shows just how efficient China's roll out of network coverage has been...

For most people nowadays, their smartphone is within arm's reach 24 hours a day. It's in their pocket while they're at work, it's in their hand on the train ride home and it's on their bedside table as they go to sleep. With this level of proximity and usage, many can't quite shake the niggling feeling that they might be risking damage to themselves in the long run. While conclusive longitudinal research on the effects of cell phone radiation is still hard to come by, for those looking to hedge their bets, this infographic shows the phones that emit the most radiation when held to the ear whil...

As most of you probably know, smartphones have the ability to gather a lot of information about its users. But how often do our favorite mobile devices actually “phone home” and share information with Google and Apple, i.e. the companies behind Android and iOS? 

According to a new study conducted by Professor Douglas C. Schmidt, Professor of Computer Science at Vanderbilt University, and published by Digital Content Next, Google in particular likes to keep tabs on its users. The study analyzed how often Android phones and iPhones send information to Google’s and Apple’s servers during a 24-ho...

As a parent, how are you assessing, and ensuring, that you’re passing along the correct financial skills to your children? Are you raising children who will be sloppy in the way they manage money? Remember that children see almost everything. They don’t do what they are told but rather emulate what they see, so it’s critical to ensure you model a financial structure worth emulating.

It is normal to struggle with your own economy, even as a parent. The important thing is to show your child the value in setting goals, saving and spending. Educating your children through your actions is about more...

August 30, 2018

The Sygnia FAANG Plus Equity Fund is the first investment vehicle of its kind in South Africa, offering local investors concentrated access to the world’s leading disruptors across social media, technology, cloud storage, online retail and entertainment.

The FAANG acronym stands for Facebook, Amazon, Apple, Netflix and Alphabet’s Google. Sygnia’s FAANG Plus Equity Fund, a unit trust, amalgamates those companies and a few more giants in the technology space, like Alibaba and Microsoft, to deliver easy investment access to companies that are shaping and redefining the future, and which have alre...

This edition contains some particularly provocative pieces on why the business culture of financial service companies is so particularly important to the consumer.

Our editor for this edition is Muitheri Wahome, a woman whose long history of monitoring the industry will soon appear in her own book on the history of asset management in South Africa. She leads off this edition with an introduction entitled: “Building the character and culture of a firm to ensure success.

of a firm to ensure success.”

This is then followed by these 8 excellent articles:

p. 20 What drives trust? – Richard Rattue, mana...

Since the middle of the last century, life expectancy has increased rapidly. Studies by the United Nations (UN) and World Health Organisation (WHO) have found that, every 10 years, the average person’s lifespan has increased by three years. This means most people need to save enough money to cover their expenses until the age of 85. And by the time a person turns 85, they will need enough savings to survive until the age of 105.

This is a global problem and the World Economic Forum expects a massive shortfall of retirement funding among retirees across the world within the next 30 years.

Gross r...

Extract: 2018 marks the third iteration of the South African Directors’ Sentiment Index™ research project. The Institute of Directors in Southern Africa (“IoDSA”) started this project in 2016 to gain insights into and understand the concerns and challenges faced by South African directors. The research followed a quantitative approach, where data was obtained by means of an online survey that was circulated to the IoDSA member database as well as a specified sample of non-IoDSA member directors drawn from a research company’s national panel. The overall aim of the research is to survey, docume...

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