David Hurford, CEO of Fairheads Benefit Services For much of my career in employee benefits and trust administration, I have watched families grapple with one of life’s most difficult...
Employee Benefits
The micro-loan is replacing the salary increase for many South Africans
Paul Yon, CEO of VCCB South Africa’s consumer credit boom has moved from big ticket borrowing to survival sized debt. Over the past two years, the number of personal loans opened has...
Beyond compliance: Why beneficiary funds must stay connected to the real lives of children
Advocate Sankie Morata CFP®, CEO of Sanlam Trust Beneficiary funds are often discussed in the context of governance, compliance and legislation. While these remain very important, the...
Two-pot exposes an advice gap the industry can no longer ignore
Nzwa Shoniwa, Managing Executive of Sanlam Umbrella Solutions By the end of March, at the very start of the 2026/2027 tax year, Sanlam had already received over 75 000 two-pot...
Employee disengagement: New Gallup report raises warning for SA companies & staff
Advaita Naidoo, Africa MD at Jack Hammer A major new Gallup report has found that global employee engagement has fallen to 20% in 2025 - the lowest level in recent years and the first...
Disability benefits and the principle of aggregation
Anita Roodman, Senior Manager: Legal and Technical at Simeka Consultants & Actuaries A disability insurance benefit is intended to provide financial compensation – either as a lump...
How, and why, to choose an employee benefits partner that delivers
Lettesha Pillay, Head of Business Development at NMG Benefits Most employers believe that having employee benefits in place means they are doing right by their people. Retirement funds...
From TSF (Treating Shareholders Fairly) to TCF (Treating Customers Fairly)
Leon Greyling, Director at ICTS Legal Services Treating Customers Fairly (TCF) has become a foundational element of South Africa’s financial regulation. Introduced by the Financial...
Higher than inflation increases, harder reality for employees
Lindiwe Sebesho, MD of Remchannel & Thiru Govender, Principal Consultant at Old Mutual Corporate Consultants Employers are continuing to fund salary increases above inflation, but...
Momentum Corporate removes insurance barriers for HIV-positive employees
Mareli Mans, Head of FundsAtWork & GI Product & Pricing at Momentum Corporate Momentum Corporate has announced a landmark shift in its group insurance underwriting, effectively...
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