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In The Spotlight
Latest Articles
The weight of the working hand. Honoring the resilience of South Africa’s workforce
South Africa’s unemployment crisis dominates the headlines – but what about the 17‑plus million people who are working, and still feel like they’re running in place?
This Workers’ Day, Siyasanga Kashe, Executive Member Solutions at Momentum Corporate, shines a light on the quiet load carried by employed South Africans: stretching one salary across rising essentials, extended family, debt and the fragile hope of future security. Employment is no longer just about earning an income; it’s about being a financial anchor for an entire network.
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Should I stay or should I go? What the UAE’s ‘ghost flights’ teach us about financial advice
When the world feels chaotic, the hardest question is often: “Do I stay, or do I go?”
In this article on EBnet today, Nicola Langridge CFP®, Wealth Manager at Private Client Holdings and current FPI Financial Planner of the Year™, uses the story of “ghost flights” out of the Gulf to unpack how people react under pressure. Faced with the same conflict, information and risk, some rushed to leave while others chose to stay – not because they knew more, but because they trusted their environment and the people advising them.
Nicola draws a clear parallel to investing. In volatile markets, the real differentiator isn’t access to headlines, it’s whether you have a trusted adviser who can sift noise from signal, keep you anchored to a goals‑based plan, and stop you making fear‑driven decisions. Research she cites shows that a significant part of an adviser’s value comes from behavioural coaching, not stock picking.
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Why earning more isn’t making South Africans wealthier
Many South Africans aren’t stuck because they don’t earn enough – they’re stuck because every extra rand earned quietly disappears into lifestyle upgrades.
👇Howard Freese, Certified Financial Planner® at Old Mutual Personal Finance, warns that salary increases and bonuses are too often treated as “permission to spend” rather than a chance to accelerate savings, reduce debt, and build real security. Lifestyle inflation – the car upgrade, the bigger debit orders, the creeping day‑to‑day spend – leaves people feeling more successful, but no closer to financial freedom.
Howard argues that the real turning point is what you do with the next increase: lock in a higher savings rate, strengthen your emergency fund, and then enjoy a portion guilt‑free. With structure, advice and a clear plan, income growth can move from instant gratification to long‑term gain – so that earning more finally translates into owning more of your future.
To grow your financial confidence, subscribe to EBnet’s newsletter 👉 https://www.ebnet.co.za/subscribe/
Building ethical AI governance in HR: From policy to practice
AI is already reshaping how companies hire, promote and pay people – but without the right guardrails, it can quietly hard‑code yesterday’s biases into tomorrow’s decisions.
👇Mandisi Dube, Client Executive at 21st Century, unpack why HR’s biggest AI risk isn’t the technology itself, but the data, governance and decision-making around it. They show how models trained on biased historical information can create a self‑reinforcing loop of unfair pay, grading and recruitment outcomes – and why South Africa’s Draft National AI Policy makes fairness, explainability and human oversight non‑negotiable.
Mandisi sets out eight practical building blocks for HR AI governance – from data and model governance to human‑in‑the‑loop controls and clear communication with employees – turning high‑level policy into day‑to‑day practice. The message to HR leaders is clear: AI governance is not a brake on innovation; it’s how you build trustworthy analytics that can stand up to POPIA, the EEA, and your own values.
For more, subscribe to EBnet’s newsletter 👉 https://www.ebnet.co.za/subscribe/
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