Nzwa Shoniwa, Managing Executive: Sanlam Umbrella Solutions at Sanlam In South Africa, gambling is often spoken about as harmless background noise - a Lotto ticket bought in passing, a...
Has the retirement industry underestimated inflation risk?
Hugh Hacking, Executive Head Structured Investments and Annuities, Momentum Corporate The South African Reserve Bank's higher-for-longer interest rate outlook and revised inflation...
The pension system South Africa nearly has
Johan Kriek, Founder of Quantum Leap South Africa is not usually described as having one of the world’s best pension systems. Coverage is incomplete. Unemployment and...
A first job has to offer more than a first payslip
Lindiwe Sebesho, Managing Director of Remchannel Entry-level roles may carry lower salaries than experienced roles, but employers should not mistake lower pay for low investment....
When more is less: Abundant rewards and the paradox of choice
Natasha Olivier, Senior Product Manager, GET Rewards, a division of Achievement Awards Group It’s tempting to think that the more rewards there are to choose from, the better....
Let us make beneficiary funds integral to estate planning
David Hurford, CEO of Fairheads Benefit Services For much of my career in employee benefits and trust administration, I have watched families grapple with one of life’s most difficult...
The micro-loan is replacing the salary increase for many South Africans
Paul Yon, CEO of VCCB South Africa’s consumer credit boom has moved from big ticket borrowing to survival sized debt. Over the past two years, the number of personal loans opened has...
Beyond compliance: Why beneficiary funds must stay connected to the real lives of children
Advocate Sankie Morata CFP®, CEO of Sanlam Trust Beneficiary funds are often discussed in the context of governance, compliance and legislation. While these remain very important, the...
Two-pot exposes an advice gap the industry can no longer ignore
Nzwa Shoniwa, Managing Executive of Sanlam Umbrella Solutions By the end of March, at the very start of the 2026/2027 tax year, Sanlam had already received over 75 000 two-pot...
Employee disengagement: New Gallup report raises warning for SA companies & staff
Advaita Naidoo, Africa MD at Jack Hammer A major new Gallup report has found that global employee engagement has fallen to 20% in 2025 - the lowest level in recent years and the first...
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