Mandisi Dube, Client Executive, at 21st Century AI systems learn from historical data. If that data reflects past bias in hiring, performance ratings or pay decisions, the algorithm...
Employee Benefits
Rethinking fairness & performance – What exactly is performance?
Camille Rabier, Consultant at 21st Century At its core, performance should be understood as an organisation’s ability to sustain itself: to deliver consistently and reliably without...
Understanding death benefit allocation in SA retirement funds
Dorothy Avvakoumides, Employee Benefits Advisor at Brenthurst Wealth The passing of a loved one is never easy. Beyond the emotional toll, families often face complex financial...
Employee share ownership schemes: How to build trust, reach and achieve results
Willem Beeby, Manager Growth and Innovation at TEBA Employee share ownership trusts were created for a clear purpose: translate value creation into shared value for employees, while...
Rethinking fairness and performance – The misconception of fairness
Camille Rabier, Consultant at 21st Century Organisations often strive to be fair in how they reward their people. In practice, this is typically expressed through two approaches:...
Why medical aid members are facing more out-of-pocket healthcare expenses than ever before
James White, Director: Sales and Marketing at Turnberry Management Risk Solutions Many South Africans assume that belonging to a medical scheme means their hospital treatment will be...
Digital access reshapes retirement withdrawals under South Africa’s Two-Pot system
Danie Hattingh, Principal Officer of the Building Industry Pension Scheme South Africa’s Two-Pot retirement system, introduced in September 2024, has transformed how retirement savings...
Driving inclusion and diversity with employee benefits
Shikha Gaur, Head of Digital Consumer Benefits in Asia-Pacific, Health Solutions; Terry Gostelow Health and Benefits Principal, Health Solutions, United Kingdom; David Kirk Growth Leader,...
Draw me a picture… when may I take another savings withdrawal benefit and when may I not?
Leanne van Wyk, Head of Legal at Ensimini Administration Services (Pty) Ltd If a member has taken a savings withdrawal benefit and in the same tax year is now leaving the fund, what...
An interesting end to Q1 2026… and what it really means for retirement funds
Masegomotso Ramalosa, Sygnia Umbrella Retirement Fund Consultant at Sygnia The retirement industry has had a busy first few months of 2026. Several significant changes landed almost...
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