It has been an extraordinary time for bond markets. As an asset class, fixed income is often seen as equities’ boring cousin, particularly over the past decade of low yields. Recent months, however,...

Risk assets have had a difficult year to date as financial conditions have begun to tighten. The US Federal Reserve (the Fed) has started reducing its $8.9 trillion balance sheet and has increased...

Millions of South Africans rely on the money saved in their employers’ retirement fund to earn an income in retirement. For many people, this is their only formal savings for retirement....

Introduction The Covid pandemic impacted every one of us. Lockdown not only forced us to rethink many aspects of how we work, but also made us more reliant on the internet (and online ways of work)...

Sanlam Individual Life paid R8.24 billion in claims last year – almost double what was paid to clients (R3.9 billion) just four years ago, in 2018. The business also paid 82% more in death and...

According to the most recent (Q4 2021/2022) statistics presented by the South African Police Service, there have been over 25,000 cases of commercial crime reported in the first quarter of 2022,...

During the past two years all businesses, and in particular small enterprises and entrepreneurs had to step up the way they protect their digital and data assets. According to an Accenture report,...

Rising costs of living and high levels of unemployment in an unpredictable economic landscape have turned traditional financial aspirations on their head as people desperately scramble to overcome...

The squeeze on living standards We haven't seen a squeeze on living standards like this for quite some time. Real incomes are falling in a way they haven’t done since the second half of the 1970s...

Foreign assets play an important role in South African investors’ portfolios, both to enhance investment returns and to provide much- needed protection against the numerous risks inherent to...