There had been a trickle of concern about the rising risk of Chinese regulation of the technology sector ever since the Ant Group IPO was scuppered at the last minute in November last year. But in...
Living annuities: Innovation essential to achieve growth and income
When faced with high withdrawals, increasing longevity and a low returns environment, delivering smooth returns and growth for retirees requires innovation and out-the-box thinking. For its Living...
Pressure on pensions: How to successfully fund Africa over time
With an estimated 85% of Africa’s population informally employed, the traditional pension fund model faces a growing challenge. Innovative long-term savings products for this ever-increasing cohort...
Parity or glass cliff: Appointing women leaders only during crisis should trigger introspection
Appointing women leaders only during a crisis should trigger introspection and open opportunities to address gender bias head-on, argues Prabashini Moodley, Managing Director, Old Mutual Corporate...
Progress is finally being made by the retirement fund industry
We’ve always said that, as an industry, we cannot possibly believe that retirement is the only important financial consideration in every member’s life. Now with National Treasury’s proposed...
South Africa’s looming mental health crisis
In 2020, mental health accounted for 19% of Sanlam’s disability claims – up 11% from 2019. While the numbers are too low to read much into this, the increase is consistent with findings that...
Comment on recent news about proposals for a state pension
While 10X welcomes anything that advances the discussion on the topic of South Africans preparing financially for their old age, the furore in the media this week about the “proposed compulsory...
Proposed National Social Security Fund not the solution
The Department of Social Development has released a green paper on comprehensive social security and retirement reform for 2021. We note that it is largely similar to previous proposals dating back...
How to make ESG relevant in your practice
ESG generally refers to the environmental, social, and governance factors that investors are increasingly applying as part of their analysis process to identify material risks and growth...
The next five years – what is going to happen to investment returns by 2026?
The annual survey of expected investment returns for the next five years shows that investors in balanced growth solutions can expect to earn 5.5% p.a. above inflation. This is one of the findings...
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